Kerre, Dorcas. “Effect of Marketing Practices on Credit Card Usage: The Mediating Role of Consumer Attitudes”. International Journal of Business Management, Entrepreneurship and Innovation 1, no. 1 (August 31, 2019): 16-27. Accessed February 5, 2025. https://journals.ijcab.org/journals/index.php/jbmed/article/view/55.